Employee Stock Ownership Plans: Are They Worth the Risks?
Date Published:
Tuesday, July 5, 2016 In good financial times, Employee Stock Ownership Plans (ESOPs) have the appearance of being an excellent deal for employees, because ESOPs offer partial ownership over the company that employs them. However, ESOPs pose serious risks that employees may not recognize until it’s too late. This paper describes how ESOP participants do not face just a single risk, but a complex set of interrelated risks to their retirement security.
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Church pension plans. Employees covered by church pension plans are denied the basic protections provided to virtually all other private-sector workers who participate in pension plans. Read our fact sheets to learn more.
