SSA Potential Private Retirement Benefit Information Notices
What’s an SSA PPRBI notice?
The Social Security Administration (SSA) might send you a Potential Private Retirement Benefit Information (PPRBI) notice after you apply for social security benefits.
This notice is a reminder that you might be eligible for retirement benefits from a private employer.
These notices include the names of the retirement plans; the plan numbers; contact information for the plan administrators; and other details about the potential benefits.
Here’s an example from the SSA of what the notice should look like.
Why did I get a PPRBI notice?
The SSA sent you this notice to remind you that you might’ve earned retirement benefits from your former employers.
These potential benefits come from private employers, not the SSA.
This notice doesn’t guarantee that you’re owed benefits—it just means that you might be eligible. You might’ve already received the benefits as a lump sum. You might even be currently receiving the benefit in monthly payments.
What should I do next?
Take some time to look over the information in the notice. When you’re ready, contact the plan administrator for each plan listed. They can help you find out if you’re eligible for retirement benefits.
You might learn that the contact information for the plan administrators listed in your notice isn’t correct. If this happens, don’t worry!
Each year, private employer retirement plans have to send the Department of Labor (DOL) forms that include information about the plan and the plan administrator. These forms are called Form 5500s. You can use the DOL’s website to find the latest Form 5500s filed by your plan. These forms should have the current contact information for your plan administrator.
What if I still can’t find my plan?
It can be hard to track down retirement benefits from former employers. Companies may have relocated, merged with another business, or closed completely. The Pension Rights Center has resources that can help you navigate the process of finding a lost retirement plan.
Want to learn more about SSA Potential Private Retirement Benefit Notices?
Department of Labor: FAQs on SSA Potential Private Retirement Benefit Information
Pension Benefit Guaranty Corporation: Social Security Administration Potential Private Pension Benefit Information notice
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