Expanding Retirement Coverage

Expanding Retirement Plan Coverage

Are you in a workplace retirement plan?

Most American workers can count on getting Social Security benefits when they retire, but Social Security alone is not enough to provide you with an adequate income. Since relatively few people have much in the way of personal savings, it is likely that you will need income from a workplace retirement plan.

Although most government workers have some kind of retirement plan at work, only slightly more than half of workers for private companies are currently participating in a pension or in a 401(k) or other retirement savings plan.

Increasing the number of private retirement plans and the number of workers participating in those plans has long been a goal of the Pension Rights Center.

Learn more about this issue

Click on the headings below to see more information.

Social Security is doing its part.
The private retirement system is falling short.
What can be done to increase the number of people in workplace retirement plans.
Programs and proposals to encourage workers to save for their own retirement.
Comprehensive proposals that would expand private retirement plan coverage.
A small but significant proposal to provide retirement savings for household workers.

Expanding Retirement Coverage Highlights:

Legislation & Regulations

State-based retirement plans for the private sector

The Latest on Expanding Retirement Coverage:

Blogs & Newsletters

Ralph Nader Radio Hour Features Pension Rights Center

By David Brandolph Pension Rights Center Executive Director Karen Friedman was recently interviewed on the Ralph Nader Radio Hour (the interview begins at 27:48) about current retirement issues.   Referring to the protests over retirement issues in France, Friedman started the interview by telling Nader and co-hosts Steve Skovran and David Feldman that “Retirement issues are so […]

Blogs & Newsletters

Racial and Income Inequities Threaten Older Workers’ Retirement Security, Study Shows

By Jane Smith A joint study from The New School’s Schwartz Center for Economic Policy Analysis (SCEPA) and the Economic Policy Institute (EPI) provides insight into the systemic inequities and retirement challenges faced by lower income workers, particularly Black and Hispanic people and women. As a result, many people  must overcome substantial hurdles to achieve […]

Speeches & Statements

Statement of Norman Stein Before the ERISA Advisory Council Working Group on “Gaps in Retirement Savings Based on Race, Ethnicity and Gender”

Norman Stein testified before the ERISA Advisory Council’s Working Group on “Gaps in Retirement Savings Based on Race, Ethnicity and Gender.”

PRC In the News

A new law would require employees to save for retirement

Auto-enrollment may be just what Americans need to save more for retirement — but perhaps only if the government makes it a requirement.

Blogs & Newsletters

RRF Foundation for Aging releases issue brief on economic security later in life

By Karen Friedman The RRF Foundation for Aging is one of the few private foundations in the United States devoted exclusively to aging issues. Its mission is to improve the quality of life for older people. One of its Priority Areas is increasing economic security in later life. To further this goal, RRF recently released […]

Comments & Letters

Comments to Department of Labor on proposed class exemption “Improving Advice for Workers and Retirees.”

PRC submitted comments to the Department of Labor on proposed class exemption “Improving Advice for Workers and Retirees.”

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