Trellis Pension and Retirement Rights Project – Mid-America Region
Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and Tennessee
Toll Free: (866) 783-5021
Trellis Office Website
Mid-Atlantic Pension Counseling Project
New York and New Jersey
Toll Free: (800) 355-7714
New York Office Website
New England &
Illinois Pension Assistance Projects
Connecticut, Illinois, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont
Toll Free: (888) 425-6067
Massachusetts Office Website
South Central Pension Rights Project
Arkansas, Louisiana, Missouri, New Mexico, Oklahoma, and Texas
Toll Free: (800) 443-2528
Texas Office Website
Trellis Pension and Retirement Rights Project – Upper Midwest Region
Iowa, Minnesota, Nebraska, North Dakota, South Dakota, and Wisconsin
Toll Free: (866) 783-5021
Trellis Office Website
Western States Pension Assistance Project
Arizona, California, Hawaii, and Nevada
Toll Free: (866) 413-4911
California Office Website
The Pension Counseling and Information Program (PCIP) was created by Congress in 1992 and is primarily supported by the U.S. Administration for Community Living. PCIP is made up of six regional pension counseling projects that provide free legal assistance to individuals who need help with retirement benefits they earned through their employment. The Pension Rights Center is a resource center for the pension counseling projects.
The pension counseling projects are staffed by attorneys and other legal professionals who help individuals understand their rights to receive retirement benefits, get documents and information from their retirement plans, and challenge benefit denials or incorrect benefit calculations. The projects help people with questions and problems relating to both private and government retirement plans.
Company and union retirement plans are required to have benefit claims and appeals procedures, and government plans also have review processes. Pension counseling project attorneys draft claim and appeal letters on behalf of their clients.
The pension counseling projects provide services free of charge. There are no age or income requirements.
The six pension counseling projects together cover thirty states. You can receive help from a pension counseling project if you live in one of the 30 covered states, your employer is located in one of these states, or your retirement plan is administered in one of the covered states. The Pension Rights Center can provide referrals and limited assistance to individuals in the 20 states not covered by a pension counseling project.
To get legal help through the Pension Counseling and Information Program, you can click on one of the circles below to learn more about the pension counseling project that covers your state.
Since 1993, the Pension Counseling and Information Program has recovered over $294 million in retirement benefits and helped more than 70,000 people.